Deposit Rates
Effective: 09/20/2023
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Savings Certificates
Savings Certificates
Account/Product Name Minimum Opening Deposit Interest Rate Annual Percentage Yield 31-60 Days2 $2,500 0.05% 0.05% 61-90 Days2 $2,500 0.05% 0.05% 91-179 Days2 $2,500 0.05% 0.05% 180-239 Days2 $2,500 0.05% 0.05% 6-11 Months3 $2,500 0.05% 0.05% 12-17 Months3 $1,000 0.10% 0.10% 13 Month Savings Certificate Special $25,000 3.00% 3.04% 18-23 Months4 $1,000 0.20% 0.20% 18 Month Escalator4 $1,000 0.20% 0.20% Rate may be stepped up once during 18 month term. Additional Deposits made of $150 or more. 24-29 Months4 $1,000 0.25% 0.25% 30-35 Months4 $1,000 0.25% 0.25% 36-47 Months4 $1,000 0.30% 0.30% 48-59 Months4 $1,000 0.40% 0.40% 60 Months4 $1,000 0.50% 0.50%
2 Interest compounds at maturity.
3 Interest compounds monthly.
4 Interest compounds quarterly. -
Savings Certificates - Reward Account Rates
Savings Certificates - Reward Account Rates
Account/Product Name Minimum Opening Deposit Interest Rate Annual Percentage Yield 31-60 Days2 $2,500 0.15% 0.15% 61-90 Days2 $2,500 0.15% 0.15% 91-179 Days2 $2,500 0.15% 0.15% 180-239 Days2 $2,500 0.15% 0.15% 6-11 Months3 $2,500 0.15% 0.15% 12-17 Months3 $1,000 0.20% 0.20% 13 Month Savings Certificate Special $50,000 3.00% 3.04% 18-23 Months4 $1,000 0.30% 0.30% 18 Month Escalator4 $1,000 0.30% 0.30% Rate may be stepped up once during 18 month term. Additional Deposits made of $150 or more. 24-29 Months4 $1,000 0.35% 0.35% 30-35 Months4 $1,000 0.35% 0.35% 36-47 Months4 $1,000 0.40% 0.40% 48-59 Months4 $1,000 0.50% 0.50% 60 Months4 $1,000 0.60% 0.60%
2 Interest compounds at maturity.
3 Interest compounds monthly.
4 Interest compounds quarterly. -
Savings Certificates - Jumbo Account Rates
Savings Certificates - Jumbo Account Rates
Account/Product Name Minimum Opening Deposit Interest Rate Annual Percentage Yield 31-60 Days2 $100,000 0.15% 0.15% 61-90 Days2 $100,000 0.15% 0.15% 91-179 Days2 $100,000 0.15% 0.15% 180-239 Days2 $100,000 0.15% 0.15% 6-11 Months3 $100,000 0.15% 0.15% 12-17 Months3 $100,000 0.20% 0.20% 13 Month Savings Certificate Special $25,000 3.00% 3.04% 18-23 Months4 $100,000 0.30% 0.30% 18 Month Escalator4 $100,000 0.30% 0.30% Rate may be stepped up once during 18 month term. Additional Deposits made of $150 or more. 24-29 Months4 $100,000 0.35% 0.35% 30-35 Months4 $100,000 0.35% 0.35% 36-47 Months4 $100,000 0.40% 0.40% 48-59 Months4 $100,000 0.50% 0.50% 60 Months4 $100,000 0.60% 0.60%
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Statement Savings Account & Student Saver Account
Statement Savings Account & Student Saver Account
No Minimum Opening Balance Minimum Opening Deposit Interest Rate Annual Percentage Yield Up to $49,999.994 $25 0.05% 0.05% $50,000 to $99,999.994 $25 0.05% 0.05% $100,000 to $249,999.994 $25 0.05% 0.05% $250,000 and above4 $25 0.05% 0.05%
4 Interest compounds quarterly. -
IRA Statement Savings
IRA Statement Savings
- Minimum Opening Deposit Interest Rate Annual Percentage Yield All Balances4 $25 0.05% 0.05%
4 Interest compounds quarterly. -
Tax Account
No Minimum Opening Balance Minimum Opening Deposit Interest Rate Annual Percentage Yield Up to $49,999.994 $25 0.05% 0.05% $50,000 to $99,999.994 $25 0.05% 0.05% $100,000 to $249,999.994 $25 0.05% 0.05% $250,000 and above4 $25 0.05% 0.05%
4 Interest compounds quarterly. -
Club Accounts
Club Accounts
No Minimum Opening Balance Minimum Opening Deposit Interest Rate Annual Percentage Yield Vacation Club2 $25 0.01% 0.01% Vacation Club Direct Deposit2 $25 0.01% 0.01% Holiday Club2 $25 0.01% 0.01% Holiday Club Direct Deposit2 $25 0.01% 0.01% -
Municipal Insured Money Market Account
Municipal Insured Money Market Account
Minimum Opening Balance Minimum Opening Deposit Interest Rate Annual Percentage Yield Up to $99,999.995 $2,500 0.05% 0.05% $100,000 and above5 $2,500 0.05% 0.05%
5 Interest compounds weekly. -
Insured Money Market Account
Insured Money Market Account
Minimum Opening Balance Minimum Opening Deposit Interest Rate Annual Percentage Yield Up to $49,999.995 $2,500 0.05% 0.05% $50,000 to $99,999.995 $2,500 0.05% 0.05% $100,000 to $249,999.995 $2,500 0.05% 0.05% $250,000 and above5 $2,500 0.05% 0.05%
5 Interest compounds weekly. -
Super NOW Account
No minimum Opening Balance Minimum Opening Deposit Interest Rate Annual Percentage Yield All Balances5 $25 0.01% 0.01%
5 Interest compounds weekly. -
Prestige Checking Account
Prestige Checking Account
- Minimum Opening Deposit Interest Rate Annual Percentage Yield All Balances3 $25 0.03% 0.03%
3 Interest compounds monthly. -
IOLAs
IOLAs
No Minimum Opening Balance Minimum Opening Deposit Interest Rate Annual Percentage Yield All Balances3 $25 0.10% 0.10%
3 Interest compounds monthly.