Deposit Rates

Effective: 09/20/2023

Savings Certificates

Savings Certificates

Account/Product NameMinimum Opening DepositInterest RateAnnual Percentage Yield
31-60 Days2$2,500 0.05%0.05%
61-90 Days2$2,500 0.05%0.05%
91-179 Days2$2,500 0.05%0.05%
180-239 Days2$2,500 0.05%0.05%
6-11 Months3$2,500 0.05%0.05%
12-17 Months3$1,000 0.10%0.10%
13 Month Savings Certificate Special$25,0003.00%3.04%
18-23 Months4$1,000 0.20%0.20%
18 Month Escalator4$1,000 0.20%0.20%
Rate may be stepped up once during 18 month term. Additional Deposits made of $150 or more.
24-29 Months4$1,000 0.25%0.25%
30-35 Months4$1,000 0.25%0.25%
36-47 Months4$1,000 0.30%0.30%
48-59 Months4$1,000 0.40%0.40%
60 Months4$1,000 0.50%0.50%
Please note: A penalty may be imposed on all savings certificates for early withdrawal, which could reduce the earnings on the account.

2 Interest compounds at maturity.
3 Interest compounds monthly.
4 Interest compounds quarterly.
Savings Certificates - Reward Account Rates

Savings Certificates - Reward Account Rates

Account/Product NameMinimum Opening DepositInterest RateAnnual Percentage Yield
31-60 Days2$2,500 0.15%0.15%
61-90 Days2$2,500 0.15%0.15%
91-179 Days2$2,500 0.15%0.15%
180-239 Days2$2,500 0.15%0.15%
6-11 Months3$2,500 0.15%0.15%
12-17 Months3$1,000 0.20%0.20%
13 Month Savings Certificate Special$50,0003.00%3.04%
18-23 Months4$1,000 0.30%0.30%
18 Month Escalator4$1,000 0.30%0.30%
Rate may be stepped up once during 18 month term. Additional Deposits made of $150 or more.
24-29 Months4$1,000 0.35%0.35%
30-35 Months4$1,000 0.35%0.35%
36-47 Months4$1,000 0.40%0.40%
48-59 Months4$1,000 0.50%0.50%
60 Months4$1,000 0.60%0.60%
Please note: A penalty may be imposed for early withdrawal which could reduce the earnings on the account. Also, a depositor must be enrolled in one of our reward programs to qualify.

2 Interest compounds at maturity.
3 Interest compounds monthly.
4 Interest compounds quarterly.
Savings Certificates - Jumbo Account Rates

Savings Certificates - Jumbo Account Rates

Account/Product NameMinimum Opening DepositInterest RateAnnual Percentage Yield
31-60 Days2$100,000 0.15%0.15%
61-90 Days2$100,000 0.15%0.15%
91-179 Days2$100,000 0.15%0.15%
180-239 Days2$100,000 0.15%0.15%
6-11 Months3$100,000 0.15%0.15%
12-17 Months3$100,000 0.20%0.20%
13 Month Savings Certificate Special$25,0003.00%3.04%
18-23 Months4$100,000 0.30%0.30%
18 Month Escalator4$100,000 0.30%0.30%
Rate may be stepped up once during 18 month term. Additional Deposits made of $150 or more.
24-29 Months4$100,000 0.35%0.35%
30-35 Months4$100,000 0.35%0.35%
36-47 Months4$100,000 0.40%0.40%
48-59 Months4$100,000 0.50%0.50%
60 Months4$100,000 0.60%0.60%
Please note: A penalty may be imposed for early withdrawal which could reduce the earnings on the account. Must maintain a balance of $100,000 or more and have a Jeff Bank checking account.
Statement Savings Account & Student Saver Account

Statement Savings Account & Student Saver Account

No Minimum Opening BalanceMinimum Opening DepositInterest RateAnnual Percentage Yield
Up to $49,999.994$250.05%0.05%
$50,000 to $99,999.994$250.05%0.05%
$100,000 to $249,999.994$250.05%0.05%
$250,000 and above4$250.05%0.05%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account.

4 Interest compounds quarterly.
IRA Statement Savings

IRA Statement Savings

-Minimum Opening DepositInterest RateAnnual Percentage Yield
All Balances4$250.05%0.05%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account.

4 Interest compounds quarterly.
Tax Account
No Minimum Opening BalanceMinimum Opening DepositInterest RateAnnual Percentage Yield
Up to $49,999.994$250.05%0.05%
$50,000 to $99,999.994$250.05%0.05%
$100,000 to $249,999.994$250.05%0.05%
$250,000 and above4$250.05%0.05%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account.

4 Interest compounds quarterly.
Club Accounts

Club Accounts

No Minimum Opening BalanceMinimum Opening DepositInterest RateAnnual Percentage Yield
Vacation Club2$250.01%0.01%
Vacation Club Direct Deposit2$250.01%0.01%
Holiday Club2$250.01%0.01%
Holiday Club Direct Deposit2$250.01%0.01%
2 Interest compounds at maturity. A penalty may be imposed for early withdrawal, fees which could reduce the earnings on the account.
Municipal Insured Money Market Account

Municipal Insured Money Market Account

Minimum Opening BalanceMinimum Opening DepositInterest RateAnnual Percentage Yield
Up to $99,999.995$2,5000.05%0.05%
$100,000 and above5$2,5000.05%0.05%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account. Must have a minimum deposit of $2,500.

5 Interest compounds weekly.
Insured Money Market Account

Insured Money Market Account

Minimum Opening BalanceMinimum Opening DepositInterest RateAnnual Percentage Yield
Up to $49,999.995$2,5000.05%0.05%
$50,000 to $99,999.995$2,5000.05%0.05%
$100,000 to $249,999.995$2,5000.05%0.05%
$250,000 and above5$2,5000.05%0.05%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account. Must have a minimum deposit of $2,500.

5 Interest compounds weekly.
Super NOW Account
No minimum Opening BalanceMinimum Opening DepositInterest RateAnnual Percentage Yield
All Balances5$250.01%0.01%
Please Note: The interest rate and annual percentage yield may change after account opening.

5 Interest compounds weekly.
Prestige Checking Account

Prestige Checking Account

-Minimum Opening DepositInterest RateAnnual Percentage Yield
All Balances3$250.03%0.03%
Please Note: The interest rate and annual percentage yield may change after account opening. In addition, fees could reduce the earnings on the account.

3 Interest compounds monthly.
IOLAs

IOLAs

No Minimum Opening BalanceMinimum Opening DepositInterest RateAnnual Percentage Yield
All Balances3$250.10%0.10%
Please Note: The interest rate and annual percentage yield may change after account opening.

3 Interest compounds monthly.

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