Personal Checking
Our Personal Checking accounts are designed to give you control over the way you bank. Choose from any one of our different account types to select the level of control needed for your ideal personal banking.
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Personal Checking
To avoid a $5.00 monthly service charge, you must maintain an average monthly balance of $500.00 or more OR participate in the direct deposit of a payroll or retirement program.
Features Details Minimum Balance Denotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.
Average Monthly Balance of $500.00 or more
Service Charge A charge incurred monthly for certain accounts or when an account falls below the required minimum balance.
$5.00
Minimum Opening Deposit The minimum amount required to open an account.
$25.00
Transaction Fee A fee charged for each Check, ATM, Debit, or POS Transaction.
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Debit Card Account Includes a Free Debit Card.
Yes
Checks Unless specified otherwise, first 40 checks are free.
Yes
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Easy Checking / Easy Checking Plus
A required minimum opening deposit of $25.00, a minimum balance of $0.01 (one cent) to maintain, and a monthly service charge of $3.00 will be assessed at statement date.
For Easy Checking the first 8 (eight) transactions per statement cycle for customers under 65, each additional transaction is $0.25 (twenty five cents).
For Easy Checking Plus the first 12 (twelve) transactions per statement cycle for customers 65 and older are free, each additional transaction is $0.25 (twenty five cents).
Features Details Minimum Balance Denotes whether an account requires a minimum, daily, or average daily balance to keep checking account open.
$0.01
Service Charge Monthly service charge cannot be avoided.
$3.00
Minimum Opening Deposit The minimum amount required to open an account.
$25.00
Transaction Fee A fee charged for each Check, ATM, Debit, or POS Transaction.
For Easy Checking the first 8 (eight) transactions per statement cycle for customers under 65, each additional transaction is $0.25 (twenty five cents).
For Easy Checking Plus the first 12 (twelve) transactions per statement cycle for customers 65 and older are free, each additional transaction is $0.25 (twenty five cents).
Debit Card Account Includes a Free Debit Card.
Yes
Checks Unless specified otherwise, first 40 checks are free.
Yes
Apply -
Cash Back Checking
To avoid a $15.00 monthly service charge, you must meet the following requirements: enroll in e-Statements, Online/Mobile Banking, and have a minimum of 10 posted Point of Sale (POS) transactions per statement cycle.
Features Details Minimum Balance Denotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.
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Service Charge A charge incurred monthly for certain accounts or when an account falls below the required minimum balance.
$15.00
Minimum Opening Deposit The minimum amount required to open an account.
$25.00
Transaction Fee A fee charged for each Check, ATM, Debit, or POS Transaction.
First 3 (three) cleared checks per statement cycle are free; each additional cleared check is $0.25 (twenty five cents)
Debit Card Account Includes a Free Debit Card.
Yes
Checks Unless specified otherwise, first 40 checks are free.
Yes
Free ATM transactions Number of waived non-Jeff Bank foreign ATM fees rebated per statement cycle.
Up to 5 Jeff Bank foreign ATM fees
Cash Back Perks Cash rewards earned on debit card transactions.
$0.10 (ten cents) per transactions up to 100 transactions with a maximum credit of $10.00 per statement cycle. Does not include ATM transactions.
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Student/Military Checking
Ages 14-24 with proof of enrollment. Anyone under 18 years of age must have a parent/legal guardian as joint owner and will not be issued checks. Upon reaching age 24, account will convert to our Cash Back Checking account. E-Statements, Online Banking, and Debit Card required. If you do not sign up for e-Statements, there will be a $3.00 charge per paper statement.
Features Details Minimum Balance Denotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.
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Service Charge A charge incurred monthly for certain accounts or when an account falls below the required minimum balance.
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Minimum Opening Deposit The minimum amount required to open an account.
$25.00
Transaction Fee A fee charged for each Check, ATM, Debit, or POS Transaction.
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Debit Card Account Includes a Free Debit Card.
Yes
Checks Unless specified otherwise, first 40 checks are free.
Available to student/military account owners who are 18 years of age or older.
Free ATM transactions Number of waived non-Jeff Bank foreign ATM fees rebated per statement cycle.
All Jeff Bank foreign ATM fees waived
Account Age Limit Upon reaching age 24, the account will convert to our Cash Back Checking.
Yes
Proof Requirements Proof of School Enrollment or Military Enlistment must be presented for eligibility.
Yes
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Business Select Checking
This is a Personal Checking Account available to Small Business Checking and Business Checking Account customers only. There is no monthly service charge as long as the Business Checking Account remains open.
Features Details Minimum Balance Denotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.
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Service Charge A charge incurred monthly for certain accounts or when an account falls below the required minimum balance.
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Minimum Opening Deposit The minimum amount required to open an account.
$25.00
Transaction Fee A fee charged for each Check, ATM, Debit, or POS Transaction.
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Debit Card Unless specified otherwise, first 40 checks are free.
Yes
Checks Unless specified otherwise, first 40 checks are free.
Yes
Additional Requirements Other requirements for this type of account
Must have a Jeff Bank Small Business Checking or Business Checking Account. If the Small Business Checking or Business Checking Account closes, account will convert to our Personal Checking Account.
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Prestige Checking
Prestige Checking is an interest-bearing account. To avoid a $15.00 monthly service charge, you must meet one of these requirements:
maintain a combined average monthly balance of $25,000.00 or more in consumer deposit and loan accounts OR maintain an average monthly balance of $5,000.00 or more in this account.Features Details Minimum Balance Denotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.
Combined average monthly balance of $25,000.00 or more in consumer deposit and loan accounts OR an average monthly balance of $5,000.00 or more in this account.
Service Charge A charge incurred monthly for certain accounts or when an account falls below the required minimum balance.
$15.00
Minimum Opening Deposit The minimum amount required to open an account.
$25.00
Transaction Fee A fee charged for each Check, ATM, Debit, or POS Transaction.
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Debit Card Account Includes a Free Debit Card.
Yes
Checks Unless specified otherwise, first 40 checks are free.
Yes
Higher CD Interest Yield This account yields a higher interest rate
Yes
Free ATM transactions Number of waived non-Jeff Bank foreign ATM fees rebated per statement cycle.
Up to 5 Jeff Bank foreign ATM fees
Mortgage Application Fee One time credit applied towards Mortgage Application Fee
$250.00
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Super NOW Checking
Super NOW is an interest-bearing account. To avoid a $15.00 monthly service charge, you must maintain a daily balance of $2,500.00 or more.
Features Details Minimum Balance Denotes whether an account requires a minimum, daily, or average daily balance to avoid the imposition of monthly service charge.
Daily Balance of $2,500.00 or more
Service Charge A charge incurred monthly for certain accounts or when an account falls below the required minimum balance.
$15.00
Minimum Opening Deposit The minimum amount required to open an account.
$2,500.00
Transaction Fee A fee charged for each Check, ATM, Debit, or POS Transaction.
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Debit Card Account Includes a Free Debit Card.
Yes
Checks Unless specified otherwise, first 40 checks are free.
Yes
Apply
Compare Personal Checking Accounts
Not sure which account is right for you? Use our simple accounts comparison tool.
